YOUR LAST STEP ON THE PATH TO CHANGING YOUR CAREER

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Finance The Full Cost of Course Fees

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Affordable Monthly Payments

THE SAME LOW RATE FOR ALL

Click your program below to find your honest & upfront rate, even if you opt to add a cosigner.

SELECT YOUR PAYMENT & LOAN TERMS:

CISSP

  • Borrow up to $4,694 for your course fee & optional voucher
  • Start making full monthly payments (interest + principal) roughly one month after loan disbursement

Now, let's calculate your full monthly repayment (interest + principal):

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Please enter a number between and .

Students may borrow from $ to $

*The Annual Percentage Rate (APR) shown is estimated based on the loan type, origination fee, and approximate program length. The actual APR may be slightly different than the example provided based on loan type and program length. To learn how an Annual Percentage Rate (APR) is calculated, visit our blog.

SECURITY+

  • Borrow up to $2,995 for your course fee & optional voucher
  • Start making full monthly payments (interest + principal) roughly one month after loan disbursement

Now, let's calculate your full monthly repayment (interest + principal):

Our loan calculator requires JavaScript.
Please enter a number between and .

Students may borrow from $ to $

*The Annual Percentage Rate (APR) shown is estimated based on the loan type, origination fee, and approximate program length. The actual APR may be slightly different than the example provided based on loan type and program length. To learn how an Annual Percentage Rate (APR) is calculated, visit our blog.

CEH

  • Borrow up to $3,995 for your course fee
  • Start making full monthly payments (interest + principal) roughly one month after loan disbursement

Now, let's calculate your full monthly repayment (interest + principal):

Our loan calculator requires JavaScript.
Please enter a number between and .

Students may borrow from $ to $

*The Annual Percentage Rate (APR) shown is estimated based on the loan type, origination fee, and approximate program length. The actual APR may be slightly different than the example provided based on loan type and program length. To learn how an Annual Percentage Rate (APR) is calculated, visit our blog.

CISM

  • Borrow up to $3,995 for your course fee & optional voucher
  • Start making full monthly payments (interest + principal) roughly one month after loan disbursement

Now, let's calculate your full monthly repayment (interest + principal):

Our loan calculator requires JavaScript.
Please enter a number between and .

Students may borrow from $ to $

*The Annual Percentage Rate (APR) shown is estimated based on the loan type, origination fee, and approximate program length. The actual APR may be slightly different than the example provided based on loan type and program length. To learn how an Annual Percentage Rate (APR) is calculated, visit our blog.

MORE INFO ON TERMS

Skills Fund Loan 36 Month 60 Month
Cosigners Note: Up to 1 cosigner might be required in some instances.
Origination Fee 4.0% of loan requested (1)
Interest Rate (2) Fixed
9.49% interest rate, 12.20% estimated APR
Fixed
11.46% interest rate, 13.19% estimated APR
Capitalization of Interest Immediate Repayment Loans: Interest not capitalized unless payments not made.
Payments Required While Enrolled? Immediate Repayment Loans: Yes, full payments (interest + principal) are mandatory roughly one month after loan is disbursed.
Grace Period Immediate Repayment Loans: None, full repayments start roughly one month after loan is disbursed.
Principal and Interest Repayment Term 36 months (3 years) 60 months (5 years)

This example shows the monthly payments of a $3,995 immediate repayment type Skills Fund loan:

Example on a $3,995 loan 36 Month 60 Month
Annual Percentage Rate 12.20% (3) 13.19% (4)
Finance Charge (the dollar amount the credit will cost you) $795.56 (3) $1,482.49 (4)
Full Monthly (Principal and Interest) Payment $133.07 (3) $91.29 (4)
  • (1) The 4.0% origination fee is assessed to all loans, and is added to the principal request, so for example, requesting $3,995 will result in a $159.80 origination fee that will be added to your loan balance and increase the amount you will accrue interest against to $4,154.80.
  • (2) Interest rates are fixed and never vary.
  • (3) Annual Percentage Rate (APR): Finance charge and monthly payments are estimated based upon borrowing $3,995, a 4.0% origination fee, and the 36-month principal and interest period.
  • (4) Annual Percentage Rate (APR): Finance charge and monthly payments are estimated based upon borrowing $3,995, a 4.0% origination fee, and the 60-month principal and interest period.

QUALIFYING FOR SKILLS FUND FINANCING

Our underwriting reflects an investment in your future success. Skills Fund does not use current income nor employment history in your credit decision, and you may qualify for a Skills Fund loan if you meet the basic underwriting criteria, including:

  • U.S. citizen or permanent resident (Green Card holder)

  • No history of loan default or bankruptcy

Worried about your credit health? You may either add a cosigner to begin your loan application, or following credit denial, you may be given the opportunity to add a cosigner.

All approved students are given the same low rate - with or without a cosigner.

TAKE 10 MINUTES & APPLY

ATTENTION ONLINE APPLICANTS: When entering "Applicant Information" within your loan application, please select Virginia (VA) as "the state of the school you plan to attend."

If you are a cosigner begin the addendum now by clicking here.

Before you begin, please read these important notes:

  • Customer identification policy:
  • For the purpose of the following notice, the words "you" and "your" mean the Borrower and the Cosigner. All applicants: Important Federal Law Notice - Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
  • Consent to share data:
  • By clicking the box below and beginning the application, I consent under Federal and state privacy laws to CyberVista providing to Skills Fund information related to my application, enrollment, and completion, including but not limited to information contained in my original application and supplements as well as information regarding my completion, graduation, and post-graduation outcomes information.

While in the application, please note:

  • DO NOT use the browser Back button. Using the browser Back button may cause invalid information and delay the processing of your loan.
  • Your application will not be complete until it has been signed and submitted along with any required documentation.
  • You will need the address and phone number of 3 references to complete your application, including one relative not living with you. Others may be friends, employers, etc.

FREQUENTLY ASKED QUESTIONS

HOW MUCH CAN I BORROW AND FOR WHAT SPECIFIC USES?

  • For the CISSP program, you may borrow from $2,000 to $4,694 for your course fee & optional exam voucher.
  • For the Security+ program, you may borrow from $2,000 to $2,995 for your course fee & optional exam voucher.
  • For the CISSP program, you may borrow from $2,000 to $3,995 for your course fee.
  • For the CISM program, you may borrow from $2,000 to $3,995 for your course fee & optional exam voucher.

HOW AND WHEN WILL I REPAY MY LOAN?

Upon loan acceptance, we will provide you with several options for making payments, including automated payments. You may create an account at AspireServicingCenter.com at any time to manage payments and account balance.

You will start making full monthly payments (interest plus principal) after your two-month post-graduation repayment grace period ends. This 60-day grace period helps you to keep your eye on finding the right job following program completion.

WILL I GET CHARGED ANY FEES FOR TAKING OUT THIS LOAN?

You will be charged an origination fee of 4.0%. This amount will be added to the amount of tuition you borrow and is included in the total loan principal amount you finance. This fee helps cover the administrative fees associated with originating the loan and is charged by our partner bank. Please see terms in "More Info on Terms" above.

Please note: This fee is already reflected in the general APR outlined above and in the loan calculator. Interested in learning more about your interest rate vs. APR? Check out our blog post here.

WILL YOU CHECK MY CREDIT?

Yes, we will check your credit, including your credit score.

For other general questions about Skills Fund financing, please visit our Resource Center.

CONTACT US